Short term
Bridging loans
Short-term finance for purchases, chain breaks, refurbishment and refinance — structured around a clear exit strategy, with completions possible in as little as 5 working days.
Bridging loans
Landlords
Buy-to-let mortgages
Individual, limited company and SPV borrowing, HMOs, portfolios and first-time landlords — including cases with adverse credit that mainstream lenders decline.
Buy-to-let mortgages
Business
Commercial mortgages
Owner-occupier and investment finance for shops, offices, industrial units, semi-commercial and specialist property, with flexible approaches to trading evidence.
Commercial mortgages
Developers
Development finance
Ground-up development, conversions, heavy refurbishment and land — with staged drawdowns and funding structured to the project and the exit.
Development finance
28-day deadline
Auction finance
Fast, deadline-driven funding for auction purchases — residential, commercial, mixed-use and unmortgageable property — arranged before or after the hammer falls.
Auction finance
Capital raising
Secured business loans
Business-purpose capital raising secured against property, for homeowners and business owners who need funds without disturbing an existing first charge.
Secured business loans